How to choose gold jewelry with confidence

Karat, weight, making charges and the invoice: what to check before you buy gold jewelry.
Gold jewelry is a long-term purchase, and a few simple checks help you buy with confidence.
Understand the karat: the karat tells you how much pure gold a piece contains, counted in 24 parts. 24K is almost pure gold, 21K has 21 parts of gold out of 24 (87.5%), and 18K has 18 parts out of 24 (75%). Higher karat gold is softer, so everyday pieces are often made in 21K or 18K.
Look at the weight and the making charges: the price of a piece is usually the weight of the gold at its karat, plus making charges and, for stone-set pieces, the stones. Ask for each part to be written separately so you can compare offers fairly.
Check the stamp: a genuine piece carries a stamp showing its karat. Ask the seller to show it to you.
Keep the invoice: it should state the type of piece, the karat, the weight, the price and the date. You will need it for any exchange or resale.
Ask about the policy before you pay: how exchange and return work, and under what conditions, should be clear to you in advance.
Gold prices change with the market, so always confirm the current price with the store before you pay.
This article offers general information and tips, not financial advice. Gold prices change, so confirm current prices with the store.

